If you need to get a mortgage modification, put it off no longer. The existing program expired on December 31, 2016. We can still work with the lender.

This process is not a “legal” process, it is a “mortgage process”, so DO NOT contact an attorney. They do not know how to get this done. They did not teach this process in law school and unless they were a mortgage processor or underwriter for many years, there is no way they know what they are doing. There is filling out a form and there is “knowing” how to fill out a form. With over 40 years of real estate and mortgage processing, we know how to get this done. In the 5 years of obtaining modifications for clients, we have a 99.9% success rate. Also, it doesn’t cost thousands of dollars to make this happen. Check with us, we’ll pre-qualify you and give you a fair and reasonable quote.

Thank you for sharing this useful information with, I am working in EN Srilankajetaime as a Real Estate agent. Studies have shown that over 92% of Americans surveyed have said that they at one point want to own their own home. For many, owning their own home is part of the American Dream. Part of the process of owning your own home is the mortgage process.

Travers Cree

Hi Travers, yes the mortgage process can be a little daunting. The choices are going to a local bank or working with a mortgage broker. Sometimes you work with the owner directly and the owner can hold the mortgage if he/she owns the property free and clear. Sometimes you can rent a property with an option to purchase it at a fixed price set at the time you sign the lease. I think these are the most popular forms of obtaining a mortgage. However, anyone at anytime can get behind in their mortgage due to any number of reasons, ie. death in the family, loss of a job, divorce, illness are among the most popular reasons. I am always available to give a free analysis of the situation and determine if a modification will work for the client.

Cricket McMillin

I really appreciate this blog is very informative; I have come to know here many news points about Mortgage Modifications.

Commodity Tips

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Thank you for your comments. If you want to keep your home, now is the time to contact me. As I have stated all along, this is a mortgage problem and not a legal problem. Please do not go to attorneys, they don’t know how to do this properly. I just spoke with a client who has already given an attorney $4,800.00 and now he tells her she won’t be able to get a modification because she isn’t making enough money. I pre-qualified her and she absolutely qualifies. I can’t believe that this attorney had the nerve to then tell her to call him back in February and he’ll see what he can do and he had her give him 4 post-dated checks to be cashed over the next year. I told her to go get her checks back from him. There are so many stories like this that I just shake my head. This is why it is so important for anyone who is finding me, to not keep me a secret. Tell everyone you know about me. My fees are very reasonable and I KNOW WHAT I AM DOING! All the other paralegal work is done by my staff of college degreed paralegals who are professional and experienced. We do all the work, NATIONWIDE.
The paperwork for things like divorces and custody etc. is the same that comes out of any attorneys office at a fraction of the cost. 

Cricket McMillin